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At Noor Bank, we provide a comprehensive range of Sharia compliant Takaful solutions. If you are looking to protect yourself, your family or your Business from unforeseen events, Noor Bank brings you a variety of life and general Takaful products which in turn provides you with complete peace of mind and provides the protection that you require from unexpected events.

Life Care
Life Care Plan

Life Care is an investment-linked plan designed to provide cover for life in a way that your loved ones are financially secure. Unlike other types of Takaful plans, Life Care Takaful provides cover that helps you protect your loved ones financially for the whole of your life.

Primary Takaful Cover – Min AED 50,000 to Max AED 30,000,000.

Life cover till age of 99.

Critical Illness – 50% of Death Benefit or AED 100,000, whichever is lower.

Permanent Total Disability – Max 50% of Death Benefit (Accelerated).

* Terms & Conditions apply

Smart Save Plus
Smart Save Plus

Smart Save Plus is a unique Shari’a compliant savings plan designed to help you invest and save your money on a regular basis to meet your future financial needs.

In Built Benefit: Lump sum Benefit of AED 5,000 or USD 2,500 in case of Death

Flexibility: Partial Withdrawal available from 3rd year, maximum up to 75% of encashment value.

Global Coverage: Offers 24/7 Global coverage.

* Terms & Conditions apply

Upfront Bonus: Triggers at monthly investment of as low as AED 1,000 and goes up to maximum of 75% of Annual Contribution. The Plan provides Upfront Bonus in multiples of term.

Loyalty Bonus: Allocation of 0.75% of Net Asset Value per annum starting from year 1 till maturity of the Plan

Optinal Benefits:

  • Additional Level Term
  • Accidental Death Benefit
  • Permanent Total Disability Benefit
  • Critical Illness benefit
  • Waiver of contribution

* Terms & Conditions apply

SME Takaful
SME Takaful

SME Takaful is a Sharia compliant takaful solution for small and medium businesses. The bundled takaful solution helps small and medium businesses in the UAE with their takaful requirements! This ‘one-stop-shop’ takaful product is designed in such a way that SME clients enjoy the advantages of better business protection as well as value for their money.


Business Takaful needs for clients are covered with premiums as low as *AED 40 per month!!!

What can be covered under the package?

  •     Building/Property including Business Interruption and Contents
  • Public Liability: AED 5 Mn.
  •     Workmen’s Compensation
  •      Money (during transit and in-safe)
  •     Fidelity Guarantee

The elements covered in SME Takaful:

  • Workmen’s Compensation / Employers Liability: AED 10 Mn Annual Wages / AED 4 Mn Employers Liability.
  • Money Takaful: AED 200,000 (Single Carry) & AED 25,000 (In Safe).
  • Fidelity Guarantee: AED 40,000.

* Terms & Conditions apply

Businesstakaful Heading

Benefits & Features

Life Care Plan

  • Entry Age: 20 to 64 years
  • Affordability: Min AED 200 / USD 100 per month
  • Unmatched Flexibility: Plan term for 5 years – Maturity
  • Pay for limited period: get covered till age 99
  • Fund Options: Min 1 or Max 10 funds can be chosen as per the risk profile
  • Plan is available in AED & USD
  • Global portability: covered around the globe

Fees & Charges

One Time Charges:

  • Entrance Fee of AED 100
  • Plan surrender charges of AED 25
  • Allocation charges – 60% in first two years.

Monthly Charges:

  • Plan administration charges of AED 20 per month till plan term.
  • Wakala Fee – NIL

* Terms & Conditions apply

Smart Save Plus

  • Minimum Contribution: AED 500 per month
  • Entry Age: 18 to 64 years
  • Term: 5 to 25 years
  • Currency: AED / USD

Fees & Charges

Wakala Fee:

  • 15% of Benefit Charge
  • Administration Charges: AED 25 per month
  • Parital Encashment Fee: AED 100

* Terms & Conditions apply

SME Takaful

SME Takaful “All in One” can cover the following elements in a business:

  • Property: Covers loss or damage caused to your business property, i.e., contents, furniture, fixtures, fittings, tenants improvements and stock.
  • Business Interruption: Covers loss of business profits/loss of business income caused by accident which would be payable under the Property All Risks section and results in a reduction of turnover.
  • Public Liability: Covers your legal liability against bodily injury or property damage. Workmen’s Compensation / Employers Liability: Provides compensation, including medical and repatriation expenses arising out of death or injury to your employees during and in the course of employment as per the UAE Federal Labour Law.
  • Money Takaful: Covers your money/cheques held in your premises/safe and during transit.
  • Fidelity Guarantee: Covers you against fraudulent misappropriation of money/goods by employee.

* Terms & Conditions apply

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